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Regions Financial Corporation : ウィキペディア英語版
Regions Financial Corporation

| equity = US$ 16.989 billion (2014)
| num_employees = 23,000 (2014)
| subsid
| homepage = (Regions.com )
}}
Regions Financial Corporation is a US bank and financial services company based in Birmingham, Alabama, with its corporate headquarters at the Regions Center. A member of the S&P 500 Index, the company provides retail and commercial banking, trust, securities brokerage, mortgage and insurance products and services.
Regions is the only member of the Fortune 500 headquartered in Alabama (ranked #479 in 2015),〔http://fortune.com/fortune500/〕 and was ranked by Business Insider as the largest company in the state.〔http://www.broadviewnet.com/blog/wp-content/uploads/2015/06/BVN-Largest-Companies-by-Revenue-20152.jpg〕 Regions is the largest deposit holder in Alabama, with $22.8 billion in local deposits, or 25.7% of all local deposits.〔http://www.corporatereport.com/Regions2014AnnualReview/〕
As of 2012, Regions had $122 billion in assets. In 2010, Regions had $137 billion in assets, making it at that time the 22nd largest bank in the United States, and the 10th largest U.S. based bank. Its banking subsidiary, Regions Bank, operates some 1,700 branches and 2,400 ATMs across a 16-state network in the South, Midwest, and Texas.
==Company history to 2008==
Regions Financial Corporation started on July 13, 1971 with the merger of three Alabama banks: First National Bank of Montgomery (opened 1871), Exchange Security Bank of Birmingham (opened 1928), and First National Bank of Huntsville (opened 1856). The combined company was known as First Alabama Bancshares, the first state-chartered bank holding company in Alabama. Other acquisitions expanded the holding company's reach. Until their formal merger in March 1985, under revised banking regulations, the banks continued to operate independently.
Many of these founding banks hold places of historic importance in Alabama. The First National Bank Building in Huntsville, which was originally the Branch Bank of the State of Alabama, is one of the few bank buildings in existence today which was used for the same intended purpose for about 170 years, until it was retired in January 2010. It served as a hospital for Union soldiers during the American Civil War, and once held a rifle owned by Frank James as collateral for bail money when he was incarcerated across the street in the Madison County Jail.
In 1986, changes in the Interstate Banking Bill allowed bank holding companies to purchase bank branches outside the state in which they were chartered. First Alabama Bancshares expanded its operations first into Florida, continuing into Georgia, Tennessee, and Arkansas. To reflect its growth into a regional company, First Alabama Bancshares changed its name to Regions Financial Corporation and the name of its banking subsidiary to Regions Bank on May 2, 1992.
Regions added banking branches in Alabama, Georgia, Tennessee, Florida, South Carolina, Texas, Louisiana, and Arkansas. The name "Regions" was purchased from First Commercial Corporation, the Arkansas Bank that Regions subsequently purchased in 1998. The Louisiana Regions Banks were established in Monroe (Ouachita Parish) by two former members of the Louisiana State Senate, Jamar Adcock and William R. "Billy" Boles, Sr..
On April 10, 2002, Regions Financial Corporation announced that it has begun the process of listing its common stock on the New York Stock Exchange (NYSE) under the ticker symbol "RF". .
In addition to the bank subsidiary, Regions Financial operated a mortgage bank – Regions Mortgage – a trust company, and an investment subsidiary – Regions Investment Company, Inc. (RICI). Later, Rebsamen Insurance Company was acquired, further expanding the range of financial services offered by the company.
Currently, Regions is the largest deposit holder in Alabama, with $22.8 billion in local deposits, or 25.7% of all local deposits. In Tennessee, Regions is also the largest deposit holder with $17.3 billion in total deposits, or 14.1% of all local deposits. Regions has $4 billion in deposits (7.5% of local deposits) in Arkansas, $7.2 billion in deposits (7.6% of local deposits) in Louisiana, $6.6 billion in deposits (13.8% of local deposits) in Mississippi, and $19.1 billion in deposits (4.2% of local deposits) in Florida.
Regions moved into its current headquarters building, the Regions Center, after its merger with Amsouth from the former Regions Plaza (now Viva Health building) diagonally across North 20th Street in downtown Birmingham.〔http://www.al.com/business/index.ssf/2013/08/viva_health_moves_in_renames_f.html〕 Regions share's the Birmingham $33 billion banking scene with 47 other banks including Wells Fargo, BBVA Compass, Synovus (locally operated as First Commercial Bank), ServisFirst, BB&T, Cadence Bank, PNC Bank, AloStar Bank, and IberiaBank. Regions currently held more than 35% of all local deposits in 2014.〔http://www.bizjournals.com/birmingham/news/2014/09/29/birmingham-s-10-largest-banks-by-deposits.html〕 Birmingham-local banks reported more than $245 billion in assets in 2014, of which Regions was the largest. Birmingham was ranked the 10th largest domestic banking hub in the United States in 2014.〔http://www.bizjournals.com/birmingham/blog/2014/07/after-decade-of-change-where-does-birmingham-rank.html〕

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